Ragman Roll
The Ragman Roll is an official document that detailed the deeds of the Scots to the king of England.You couldn't just do something, you had to document it on the giant roll of parchment.Hence: it was a rigmarole.
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Much like our loan process.Everything has to be done, done again, the verified, then pushed, then double-checked, the badgered, then reminded, then emailed, then voice mailed, then honey badgered.Finally, someone did some work on it.